Every boater moves at their own pace, and the questions they have can vary depending on where they are in their journey. Whatever your situation, our advisers are here to help you understand your options clearly.
Can’t find your situation on this list? Contact us: every boating project deserves individual attention.
YOUR PROJECT
Ouest Assurances Plaisance
Since 1989, our office, specialized in the boating insurance, will offer you a tailor made contract and will handle in real time both for subscriptions and for damages.
Ouest Assurances Plaisance since 1989
Based in Saint Malo in Brittany, France, Ouest Assurances Plaisance is a broker specialized in the boating insurance.
With 30 years of experience, thousands of boat owners are insured through us with big insurance companies and competitive offers.
Ouest Assurances Plaisance offers you a tailor made online quote and allows you to subscribe to the most suitable contract for you.
When you subscribe with us, you have a dedicated team of sea specialists, always available for answering your questions, concerning subscription or damage handling. You will then speak to a single contact person specialized in boat insurance.
Boat insurance
Dedicated cover for owners of pleasure boats, motorboats, inflatables, monohull sailing yachts, catamarans, classic vessels, small houseboats and jet skis.
SAILING YACHT AND PLEASURE BOAT INSURANCE
Insuring your pleasure boat is essential in many harbours, in France and abroad, to protect you in particular in the event of damage caused to third parties.
With OUEST ASSURANCES PLAISANCE, you benefit from the expertise of a team of marine insurance professionals, on hand to advise and support you from subscription through to claims handling.
A single point of contact, cover tailored to your needs, and competitive rates — insuring your boat simply and quickly.
your project
FORCE 9: A FLEXIBLE CONTRACT WITH TAILORED COVER
Because every rental is different, the FORCE 9 contract adapts to your needs. This insurance offers three à la carte guarantees that you can subscribe to independently or combine: deposit waiver, cancellation insurance, and assistance & repatriation. A simple, flexible and complete solution so you can enjoy your boating with peace of mind, in France and abroad.
DEPOSIT WAIVER (Security Deposit Insurance)
Last-minute subscription: cover can be taken out up to the day of departure.
Universal accessibility: valid for all countries of residence and any type of rental company (professional or private).
Financial protection: reduces the amount you have to pay (deposit) in the event of material damage resulting from a collision or accident recorded in the logbook.
Extendable cover: option to add towing assistance.
◄ Faites glisser pour comparer les 5 garanties ►
| Our 5 levels of cover, tailored to your needs | Cover 4,000 |
Cover 5,000 |
Cover 6,000 |
Cover 8,000 |
Cover 10,000 |
|---|---|---|---|---|---|
| Coverage area | Europe | Worldwide | Worldwide | Worldwide | Worldwide |
| Amount covered | €4,000 | €5,000 | €6,000 | €8,000 | €10,000 |
| Standard rental | 4,75% of rental amount | 5,75% of rental amount | 6,75% of rental amount | 8% of rental amount | 10% of rental amount |
| Regatta | 9,50% of rental amount | 11,50% of rental amount | 13,50% of rental amount | 16% of rental amountn | 20% of rental amount |
| Minimum premium (standard rental) | €60* | €80* | €100* | €300* | €350* |
| Minimum premium (regatta) | €120 | €160 | €200 | €600 | €700 |
| Telephone legal assistance | +€5 | +€5 | +€5 | +€5 | +€5 |
| Policy fee | +€20 | +€20 | +€20 | +€20 | +€20 |
*The amounts shown exclude the €5 telephone legal assistance fee and the €20 policy fee, which are added to the premium.
CANCELLATION INSURANCE
Deposit protection: reimbursement of sums paid in the event of mandatory cancellation (for any destination, rental or cabin cruise).
Broad coverage: covers unforeseen events affecting the policyholder, their family, or a travel companion.
Full or partial flexibility:
- Full cancellation: the whole crew may cancel based on the covered reason of a single passenger.
- Partial cancellation: reimbursement pro-rated to the passengers concerned.
Attractive rate: full cover for just 5.45% of the rental amount.
Please note: cancellation cover must be taken out within 14 days of booking with the rental company.
ASSISTANCE & REPATRIATION INSURANCE
Medical assistance: organisation of appropriate care in the event of a medical problem during the trip.
Hospitalisation & repatriation: support in case of hospitalisation and organisation of repatriation when required by the policyholder’s state of health.
Trip interruption: cover if the trip is cut short following a covered medical event.
International accessibility: cover available regardless of the policyholder’s country of residence.
Subscription up to the day before departure: cover can be taken out up to the day before departure, at a rate of 3.09% of the rental amount.
FORCE 9 ONE DAY RENTAL COVER
OUEST ASSURANCES PLAISANCE has developed, together with its rental and insurance partners, a solution dedicated to day trips or half-day outings.
REDUCE YOUR FINANCIAL RISK
When renting a boat, the rental company (professional or private) will ask you to pay a security deposit before boarding.
This deposit acts as a guarantee in the event of damage occurring during the rental.
In the event of a claim, all or part of this deposit may be withheld to cover damage you cause following a sea event.
With Force 9 One Day, OUEST ASSURANCES PLAISANCE lets you limit this financial risk. Whatever your nationality or country of residence, you benefit from a simple solution to sail with greater peace of mind, even for a single day’s rental.
The rate offered is calculated specifically based on your boat, its use, and your experience.
FORCE 9 ONE DAY: THE ESSENTIALS COVERED
Small outings, small prices
| Maximum deposit amount | Insurance premium | Residual excess payable by you in case of a claim |
|---|---|---|
| €500 | €15 | €50 |
| €1,000 | €25 | €100 |
| €2,000 | €40 | €200 |
| €2,500 | €45 | €250 |
| €3,000 | €50 | €300 |
| €3,500 | €55 | €350 |
WORLDWIDE COVER
The Force 9 One Day guarantee covers the deposit that could be withheld following a covered claim.
It covers material damage caused to the boat as a result of a sea event occurring during normal sailing.
Sea events notably include accidents resulting from:
- a collision with a fixed or moving object;
- a fire or an explosion.
This guarantee is available worldwide and can be taken out up to the day of departure, allowing you to enjoy your rental with greater peace of mind, even at the last minute.
